
Having problems getting a car loan?
Do you feel that you are not getting the credit you deserve?
At Rensselaer Honda it's simple.
You'll get the credit you deserve! No matter what. Let one of our credit counselors help you.
It's completely confidential.
We can help customers who are unable to obtain loans through conventional lending sources. Our FREE service can help most people with special finance needs get behind the wheel of their next vehicle.
Our safe and secure online credit application questionnaire will be used by our participating dealers to secure financing. Apply NOW!
Honda Lease Maturity
Rensselaer
Honda is the Capital District's Honda Lease Return Headquarters! Our
lease end programs are flexible and tailored to your needs. Whether you
want to simply turn in your vehicle, purchase a new Honda or are looking to end
your lease early, we can help.
Early Lease Termination Program
Want a new Honda but still under lease on your existing Honda? We have a special early lease termination program available that can help get you into a new Honda even though your lease isn't up yet.
Honda Lease End
Questions
If your lease coming to an end soon, you might have lots of questions, like:
Call us today at 866-543-2413or simply click on Contact Us and we will connect you with a Lease Return Specialist to help you answer any questions you might have.
Rensselaer Honda Privacy Policy
FAQ
Q: What are the interest rates for my auto loan?
Interest rates are influenced by several factors, including the severity of credit problems, the amount of down payment, and the degree of credit risk. Your Rensselaer Honda auto loan expert will explain these factors, and tell you exactly what your interest rate will be.
Q: Will it help if I have a co-signer on the loan?
If your co-signer has good credit status, this will definitely help your chances of getting an approval.
Q: How long does the application process take?
Rensselaer Honda will contact you promptly with the status of your loan request. The approval process is usually within several minutes to a few hours.
Q: Do you have a Special Finance program for new cars or used cars?
We handle both new and used cars. We work with several different local lenders. Our financing experts will help you determine the best situation for you.
Q: Can I get an auto loan even if I have bad credit?
Of course! Our financing experts will work with you every step of the way to help you get approved!
Q: Are there any fees associated with your auto loan application?
This is a completely free service.
Contact our Finance Team anytime. Use our Contact Us page for more information.

Rensselaer Honda can help you buy the car of your dreams! Our professional financing department helps customers secure a car loan near Albany, or find a customized new car lease option. We can even help New York residents with less than perfect credit get an auto loan. Fill out our financing contact form below if you would like to have us get in touch with you to answer any financing questions. Apply online right now using our online finance application. You can also call us or stop by our Honda dealership at 770 Hoosick Rd to speak to an experienced new and used car loan professional today!
Bad credit? No credit? Don't let credit problems hold you back from buying a new Honda, or a quality used car. Call Rensselaer Honda by phone - we can help!
770 Hoosick Rd
Troy, NY 12180pause
Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.
Owning a lease vehicle is possible if purchased outright after the lease period ends.
A typical lease period runs between 24 and 48 months.
Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.
Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.
Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.
Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.
Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.
If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.